Do you want Ridley this season? If so, probably best to get him now with his breakeven.
If not, Lloyd is a great trade and can't see you getting him much cheaper. Likely to be a top 2 defender by the end of season, and therefore from here on in.
I am hoping to end with Lloyd, Docherty, Laird, Hurn, Daniel....
Then any cheap fallen premium (I thought Ridley was still too risky last week and still not 100% sold, regardless I have missed him as a mid price break out candidate)